Todd Vanyo

Living and working in North Dakota, I know how the seasons transition—from lingering winter chills to the unpredictability of spring weather. As a licensed insurance agent and State Farm agent, I help neighbors prepare with coverage suited for changing road conditions, home repairs from winter’s wear, and life insurance to protect what matters most. I’m here as a local resource to talk through your questions and provide straightforward guidance. Plus, you can use the State Farm mobile app for quick access to ID cards, payments, and policy information anytime. My goal is to help you make decisions with confidence as the seasons change.

Our team is ready to serve your financial and insurance needs. Call us for in-person or virtual appointments!!

Through our agency, we take pride in making sure all of your insurance needs are met, and you are protected the RIGHT way. Now is a great time to protect those valuable Holiday Gifts, so don't forget your jewelry, electronics, etc. can all be protected from State Farm.

Hello and welcome to Todd Vanyo State Farm! I am your local Fargo/West Fargo/Moorhead State Farm agent with over 20 plus years of insurance experience, and I look forward to getting the opportunity to help you with your insurance and financial services. I am a graduate of the University of North Dakota in Grand Forks. My wife Nikkole and I live in West Fargo with our two girls Quinn and Blake. We love being part of this community! I am a past board member of the West Fargo High School Packer Backer Packers, and active around the community in donating time and fundraising to help out local causes. I enjoy about all sports, travel and spending time with my family.

We are licensed in Auto Insurance, Fire Insurance, Life Insurance, Health Supplement Insurance, Pet Insurance, Business Insurance, and MORE!

I have been in the insurance industry since 2007. My experience and passion for the industry taught me how to provide exceptional protection for our policy holders, ranging from auto insurance, homeowners insurance, renters insurance, life insurance, Health insurance, and financial services. Please stop in sometime to meet my amazing team, we pride ourselves on great customer service and quality insurance coverage you can rely on.

Frequently Asked Questions (FAQ):

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Todd works with Fargo residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Fargo, ND, reach out to Todd.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Connect with Todd for insurance guidance in Fargo.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. In Fargo, you can count on Todd for personalized service.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Todd is here to help your Fargo household feel covered.

Q: What is renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Todd about your options in Fargo.